Cost of Living in Europe: A Cost Comparison with the US by Country and City

The average monthly cost of living in Europe is around $1,746 for a single adult, which is lower than $2,508 in the U.S. Northern Europe, including Switzerland, has higher expenses. In contrast, southern countries are more affordable. Additionally, lower taxes and healthcare costs help keep expenses manageable despite varying inflation rates. Similarly, the United States … Read more

Amex to Hilton Transfer Ratio: Is the 30% Bonus Worth the Points Transfer?

The transfer ratio from American Express (AmEx) Membership Rewards points to Hilton Honors points is 2:1. This means 2,000 AmEx points convert to 1,000 Hilton points. Additionally, transferring AmEx points to airlines for premium cabin bookings often provides a better redemption value. When considering if the 30% bonus is worth the points transfer, it is … Read more

Do Most 45 Year Olds Have a Lot of Money? Average Net Worth and Financial Health Insights

In 2021, CNN Money reported that the average net worth for people aged 45-54 was $100,000. This figure indicates that many 45-year-olds may have a fair amount of money. However, individual financial status can differ greatly due to factors like career choices and saving habits. Many 45-year-olds may experience increased financial stability, particularly if they … Read more

Can You Use Travel Credit on Another Person? Everything You Need to Know About United’s Policies

Yes, you can use United Airlines travel credits for another person, but specific rules apply. Typically, credits are non-transferable and must be used by the original passenger. However, if the credits are from flights canceled before August 2021, they may be used for different travelers under certain conditions. United’s travel credits are typically issued due … Read more