Travel Insurance for Cruises: Will It Cover Trips Without Passports? Key Insights

Travel insurance usually does not cover cruises booked without a passport. A valid passport is ideal for international travel. However, closed-loop cruises might accept a driver’s license and birth certificate. Insurance is recommended for unexpected expenses. Always verify your cruise company’s travel document requirements. Furthermore, certain policies may not cover cancellation or interruption due to … Read more

Will Travel Insurance Cover Hotels Paid for with Points? Key Insights & Benefits

Travel insurance usually does not cover hotels paid for with loyalty points. Most policies exclude reimbursement for stays booked using points. However, if you buy a hotel stay directly, you may receive benefits like expenses coverage. Always check your travel protection plan for specific details and limitations. However, some policies might offer coverage for the … Read more

Will My Medical Insurance Travel With Me into Canada? A Guide to Coverage for US Visitors

Your U.S. health insurance typically does not cover medical costs in Canada, except if it includes global coverage. Medicare is not valid there. To protect against injury or illness while in Canada, you should buy travel medical insurance. Always review the policy details to check your coverage. Travel health insurance can fill these gaps. This … Read more

Cruise Travel Insurance: Will It Pay to Ship Your Lost Luggage?

Cruise travel insurance usually covers baggage loss. If your bag is lost, it may reimburse you for replacing lost items and buying necessities during the delay. This coverage helps with recovery costs and provides peace of mind, making it easier to manage any travel disruptions effectively. Travelers should review their policy terms carefully. Some policies … Read more

Will Credit Card Travel Insurance Cover Trips Purchased with Miles? A Beginner’s Guide to Coverage

Credit card travel insurance can cover trips booked with frequent flyer miles or rewards points. However, it does not cover the retail value of the flight ticket. The insurance protects against trip cancellations or interruptions but does not include cash equivalents for out-of-pocket costs. Some credit card providers include miles-based bookings under their travel insurance … Read more

Travel Insurance: Why It’s Important for USA Visitors and Key Benefits Explained

Travel insurance is essential for visitors to the USA. It covers emergency medical treatment and protects against high costs associated with medical care. Many international visitors and immigrants may not realize how expensive healthcare can be. Insurance offers financial protection against unexpected health issues during their stay. Trip cancellations also pose a risk. Various reasons, … Read more