Cost Of Living In Cartagena: Monthly Expenses, Rent, Food, And Budget Tips [Updated On 2025]

The cost of living in Cartagena is affordable. A family of four spends about $2,000 to $2,500 monthly. A single person spends between $800 to $1,200. Renting a 3-bedroom apartment starts at $600, with utilities around $200. Overall, monthly expenses are about 60% lower than in U.S. coastal cities.

Food expenses vary based on dining preferences. Eating at local restaurants can be economical, with meals costing around $5 to $15. Grocery shopping offers additional savings, with basic items such as bread, rice, and fresh produce priced reasonably. Expect to pay about $200 to $300 monthly for groceries.

To manage your budget effectively, consider these tips. Use public transportation instead of taxis to save on travel costs. Explore local markets for fresh food and discounts. Additionally, avoid tourist traps that often inflate prices.

Understanding the cost of living in Cartagena helps in planning a budget that aligns with your financial goals. The next section will discuss housing options in more detail, providing insights into the types of accommodations available and how to choose the right one for your needs.

Table of Contents

What Is the Overall Cost of Living in Cartagena?

The overall cost of living in Cartagena refers to the total expenses required to maintain a standard lifestyle in the city. This includes housing, food, transportation, healthcare, and leisure activities. The cost is typically influenced by local economic conditions and the availability of goods and services.

The International Living website defines the cost of living as “the amount of money needed to sustain a certain standard of living.” This definition highlights the crucial elements that contribute to an individual’s financial requirements in a given location.

The cost of living encompasses various aspects, such as accommodation prices, grocery costs, utility bills, and leisure activities. Each element varies based on market demand and location within Cartagena. For instance, living in the historic center may be more expensive than in the suburbs.

Numbeo, a cost of living database, indicates that prices can fluctuate based on factors like inflation and currency value. This variability impacts residents’ expenditures and overall budget in the city.

Significant factors affecting the cost of living include tourism demand, local wages, and availability of goods. For example, an influx of tourists can increase prices for housing and services, while lower local wages can limit affordability for residents.

According to Numbeo’s data, the average monthly expense for a single person in Cartagena is around $450 to $600. Projections suggest that costs may rise by 10-15% over the next few years due to economic growth.

The overall cost of living impacts various sectors. It influences economic stability, residential satisfaction, and local investment opportunities, thereby affecting employment rates in Cartagena.

In terms of health, society, environment, and economy, the cost of living influences access to healthcare, quality of housing, and overall living standards. Higher costs can limit access to essential services and quality education.

For example, high living costs may lead families to shift to less nutritious food options, impacting public health. This change places additional pressure on healthcare systems and social services.

To address cost of living challenges, experts recommend implementing urban planning that balances development and affordability. Organizations like the World Bank suggest improving public transport and offering social housing programs.

Strategies such as promoting local businesses, increasing affordable housing options, and enhancing public services can effectively mitigate rising costs. Additionally, technologies like smart city solutions can optimize resource allocation in urban areas like Cartagena.

How Does the Cost of Living in Cartagena Compare to Other Colombian Cities?

The cost of living in Cartagena can vary significantly when compared to other Colombian cities. Below is a comparison of average monthly costs such as rent, groceries, transportation, and dining out in Cartagena, Medellín, Bogotá, and Cali.

City	Average Monthly Rent (1-bedroom)	Groceries (Monthly)	Dining Out (per meal)	Public Transport (Monthly)	Utilities (Monthly)	Internet (Monthly)
Cartagena	$450	$200	$10	$25	$100	$50
Medellín	$400	$180	$8	$20	$90	$45
Bogotá	$500	$220	$12	$30	$110	$55
Cali	$350	$160	$7	$15	$80	$40

From this comparison, it can be seen that Cartagena has a higher average rent compared to Cali and Medellín but is lower than Bogotá. Grocery costs are relatively average across these cities, while dining out tends to be slightly more expensive in Bogotá. Public transport costs in Cartagena are on par with those in Medellín.

What Are the Typical Monthly Expenses for Residents in Cartagena?

The typical monthly expenses for residents in Cartagena include housing, groceries, transportation, utilities, and entertainment.

Housing Costs
Grocery Expenses
Transportation Costs
Utility Bills
Entertainment and Dining Out

Understanding the breakdown of these expenses can help residents manage their budgets effectively. Here’s a detailed look at each type:

Housing Costs: Housing costs in Cartagena can vary significantly based on location and type of accommodation. Rent for a one-bedroom apartment in the city center averages around $400 per month, while in less central locations, it can drop to approximately $250. According to Numbeo (2023), purchasing a property could range up to $1,200 per square meter in the city center, further impacting monthly expenses.
Grocery Expenses: Grocery costs typically amount to about $200 to $350 per month for an individual. Basic items include fruits, vegetables, grains, and meats. A recent survey by Expatistan stated that the cost of a dozen eggs is around $1.50, while a liter of milk costs about $1.00. Shopping at local markets can often yield more affordable prices.
Transportation Costs: Transportation expenses are generally low because Cartagena has public transit options like buses and taxis. A monthly public transport pass costs around $30. Taxis usually charge about $2 for short distances. Therefore, residents might budget about $50 to $80 monthly for transportation.
Utility Bills: Monthly utility bills, which include electricity, water, and internet, can range from $100 to $150. The cost largely depends on consumption habits. The average internet bill is around $40. According to a 2022 report by GlobalData, utilities can increase during the hotter months due to higher air conditioning use.
Entertainment and Dining Out: For entertainment and dining, residents might expect to spend between $100 to $200 monthly. This can include eating out at local restaurants, which charge an average of $8 for a meal, and leisure activities such as movies or swimming. This aspect can fluctuate significantly depending on lifestyle choices.

In summary, residents of Cartagena face specific typical expenses that can vary based on their choices and the location within the city. This knowledge helps better navigate financial planning and budgeting.

What Is the Average Rent for Different Neighborhoods in Cartagena?

The average rent in Cartagena varies significantly by neighborhood. Rent refers to the regular payment made by tenants to landlords for housing. Idealista, a leading real estate platform, provides insights into rental costs across different locations.

Various factors influence rental prices in Cartagena. These factors include location, property type, amenities offered, and proximity to services. Neighborhoods near the beach or historical sites generally attract higher rents due to demand.

According to Numbeo, a cost of living database, as of 2023, the average monthly rent for a one-bedroom apartment in the city center is approximately 1,300,000 Colombian pesos. In comparison, salaries and rental prices are rising, with a 3% increase in rent over the past year.

The rising rent impacts low-income families by limiting their housing options. It also affects the overall economy by placing financial strain on households and reducing disposable income for other activities.

Housing stability is crucial for health and well-being. High rents can force families into overcrowded conditions or poor-quality housing, adversely affecting mental and physical health.

In addressing these challenges, urban planners suggest policies promoting affordable housing development. Recommendations from the Cartagena Chamber of Commerce highlight the need for public-private partnerships to create housing options.

Sustainable development practices, like using local materials and efficient land use, can address the housing crisis. Using technologies that lower construction costs while ensuring quality can also contribute to mitigating the rental issue.

What Utility Costs Should You Expect When Living in Cartagena?

Living in Cartagena, you can expect utility costs that include electricity, water, gas, internet, and waste management. These costs vary depending on your usage and the size of your household.

Electricity
Water
Gas
Internet
Waste Management

Understanding the utility costs is crucial, as it helps you create a realistic budget while living in Cartagena.

Electricity: The utility costs for electricity in Cartagena can fluctuate based on usage and local rates. Rates are typically higher during peak demand periods. A typical monthly bill for a small apartment might range between 100,000 to 300,000 Colombian Pesos. The Colombian Energy and Gas Regulatory Commission states that residential tariffs can vary from region to region.
Water: Water bills in Cartagena also vary by consumption. Households can expect to pay approximately 30,000 to 150,000 Colombian Pesos per month for water depending on how many people occupy the residence. According to the local water authority, the cost may increase with higher usage levels, especially in larger households.
Gas: Gas is primarily used for cooking. The average monthly cost for gas in Cartagena typically ranges between 30,000 to 70,000 Colombian Pesos. Some households opt for tank refills, while others may use natural gas, which is often more cost-effective. The price can vary based on the market and environmental factors.
Internet: Internet services in Cartagena vary in price depending on the provider and speed. Basic broadband packages begin around 90,000 to 150,000 Colombian Pesos monthly. Providers also offer promotional deals that can impact costs positively. According to the Telecommunications Regulatory Commission, internet usage has surged due to increased demand.
Waste Management: Waste management fees are usually included in the electricity or water bill and can range from 20,000 to 50,000 Colombian Pesos per month. These costs depend on the service provider and the area of residence. Local government regulations influence the overall pricing structure.

Knowing these expected utility costs allows you to plan accordingly and allocate your budget effectively while residing in Cartagena.

How Much Should You Budget for Transportation in Cartagena?

You should budget around $100 to $150 per month for transportation in Cartagena. This estimate varies based on your transportation choices and travel frequency.

Public transport, such as buses and collectivos (shared taxis), is affordable. A bus ride typically costs between 2,000 to 3,000 Colombian pesos ($0.50 to $0.75). If you take the bus four times a week, your monthly cost could be around $40. For longer distances, taxis or rideshare services like Uber are commonly used. Taxi fares within the city generally range from $3 to $10, depending on the distance, which could add an additional $50 to your monthly budget if used regularly.

Walking is also a viable option in Cartagena, especially in the historical district where many attractions are close together. This eliminates transport costs for short distances.

External factors can influence transportation costs, such as tourism seasons. During peak tourist times, taxi fares may increase due to higher demand. Additionally, if you plan to explore nearby areas or islands, expect to budget more for boat transport, which can be around $20 to $50 per trip depending on the destination.

In summary, for transportation in Cartagena, budgeting $100 to $150 is reasonable. Factors like choice of transport, frequency of travel, and external influences can alter this amount. Consider evaluating your personal travel habits to create a more precise budget.

What Is the Average Cost of Food and Dining in Cartagena?

The average cost of food and dining in Cartagena varies based on the type of restaurant and dietary preferences. Dining expenses typically include meals at local eateries, international restaurants, and grocery shopping for home cooking. According to local economic reports, meals can range from affordable to more expensive depending on the establishment.

The Colombia National Administrative Department of Statistics defines food costs as expenditures on food and related services, including restaurants and catering. These costs directly influence the living standards of residents and tourists.

Food and dining costs can differ significantly based on location and cuisine. Street food is generally inexpensive, while upscale restaurants may charge much higher prices. The availability of fresh produce also impacts grocery bills.

According to Numbeo, a cost comparison database, a meal at a mid-range restaurant costs around 40,000 to 70,000 Colombian Pesos ($10 to $18 USD) in Cartagena. For budget travelers, a meal from a street vendor can be as low as 10,000 Colombian Pesos ($2.50 USD).

The lower cost of living in Colombia compared to many Western nations encourages both locals and tourists to enjoy dining out more frequently. This increased spending supports local economies and job creation.

Health considerations arise from varying food quality in different dining establishments. Eating at reputable places reduces the risk of foodborne illnesses, while frequent consumer choices can affect local food supply chains.

To maintain food affordability, experts recommend leveraging local markets for fresh produce. Additionally, initiatives promoting sustainable tourism can enhance food sourcing.

Strategies such as farm-to-table programs and community-supported agriculture can improve local food quality, benefiting both consumers and producers in Cartagena.

What Are Typical Grocery Prices for a Family Living in Cartagena?

The typical grocery prices for a family living in Cartagena can vary based on dietary preferences, shopping habits, and lifestyle. On average, a family may spend around 600,000 to 900,000 Colombian Pesos (approximately $150 to $225) per month on groceries.

Average monthly grocery costs
Common grocery items
Fresh produce prices
Meat and poultry prices
Dairy product costs
Imported goods
Local markets vs. supermarkets
Perspectives on grocery spending

Understanding grocery prices involves various aspects related to costs and shopping options.

Average Monthly Grocery Costs:
Average monthly grocery costs for families in Cartagena range from 600,000 to 900,000 Colombian Pesos. This figure depends on the family’s size and eating habits. Budgeting for groceries is essential for financial planning.
Common Grocery Items:
Common grocery items purchased in Cartagena include rice, beans, potatoes, and various fruits and vegetables. These staples form the backbone of many meals and represent a significant portion of a family’s food budget.
Fresh Produce Prices:
Fresh produce prices fluctuate based on seasonality. For example, tomatoes may cost around 3,000 to 5,000 Colombian Pesos per kilogram, while avocados can go up to 10,000 Pesos. These costs impact overall grocery spending.
Meat and Poultry Prices:
Meat and poultry prices are also significant. Chicken might cost between 8,000 to 12,000 Pesos per kilogram, while beef can reach 25,000 Pesos or more. The type of meat affects meal planning and expenses.
Dairy Product Costs:
Dairy product costs remain variable. For instance, a liter of milk typically costs about 3,000 Pesos, while cheese can range from 15,000 to 30,000 Pesos per kilogram. Families consider these prices when building their grocery lists.
Imported Goods:
Import taxes raise prices on goods like cereals and snacks. These items can be significantly more expensive than local products, influencing families to prioritize local alternatives for cost savings.
Local Markets vs. Supermarkets:
Shopping at local markets often results in lower prices compared to supermarkets. In markets, fresh fruits and vegetables tend to be cheaper, while supermarkets may charge more for brand-name products. Shoppers weigh their options based on budget and convenience.
Perspectives on Grocery Spending:
Different families have varying opinions on grocery spending. Some prioritize quality and nutrition, while others focus on budget-friendly options. Financial stability influences these choices, leading to diverse shopping habits across the region.

Overall, grocery shopping in Cartagena encompasses a range of considerations, from costs and shopping venues to personal preferences and budgeting strategies.

How Much Does Dining Out Cost in Cartagena Compared to Cooking at Home?

The average cost of dining out in Cartagena varies depending on the type of restaurant. A simple meal at an inexpensive restaurant costs around 20,000 to 30,000 COP (Colombian Pesos), while a three-course meal for two at a mid-range restaurant can cost between 80,000 to 150,000 COP. On the other hand, cooking at home can significantly lower expenses. The estimated cost for basic groceries for a week is around 100,000 to 150,000 COP, depending on dietary preferences and shopping habits.

Dining Option	Estimated Cost (COP)	Notes
Inexpensive Restaurant (per meal)	20,000 – 30,000	Simple meal
Mid-range Restaurant (3-course meal for 2)	80,000 – 150,000	Includes appetizer, main course, dessert
Weekly Groceries (for home cooking)	100,000 – 150,000	Varies by dietary preferences

What Budgeting Tips Can Help You Save Money While Living in Cartagena?

Living in Cartagena requires careful budgeting to save money. Here are some effective tips:

Set a clear budget.
Track your expenses.
Reduce dining out.
Use public transportation.
Shop at local markets.
Choose affordable neighborhoods.
Look for free activities.
Seek local discounts.

These tips provide different perspectives on managing expenses effectively in Cartagena. Now, let’s explore each of these points in detail.

Set a Clear Budget: Setting a clear budget involves outlining your income and expenses. Assign specific amounts for rent, groceries, utilities, and entertainment. A study by the National Endowment for Financial Education (2020) indicates that budgeting can lead to improved financial awareness and better savings.
Track Your Expenses: Tracking your expenses means recording what you spend daily. Use apps or spreadsheets for efficiency. According to the Personal Finance Index (2022), tracking helps identify unnecessary expenses and fosters better financial habits.
Reduce Dining Out: Reducing dining out signifies a conscious effort to cook at home more often. Eating out can double your food expenses. The Bureau of Labor Statistics (2021) reports that households can save up to 50% by preparing meals at home.
Use Public Transportation: Using public transportation means relying on buses or shared taxis instead of personal vehicles. This method is cost-effective, and in Cartagena, fares are low. Research shows that public transit can cut commuting costs by over 70%, as the American Public Transportation Association (2020) reveals.
Shop at Local Markets: Shopping at local markets involves purchasing fresh produce and goods directly from sellers. This practice often results in lower prices compared to supermarkets. A 2021 survey by the Food Marketing Institute indicates that buying locally can save households approximately 15% on grocery bills.
Choose Affordable Neighborhoods: Choosing affordable neighborhoods entails researching areas with lower rent. Neighborhoods like Getsemaní offer more budget-friendly options. According to real estate data from Numbeo (2023), living in less touristy areas can reduce housing costs by as much as 30%.
Look for Free Activities: Looking for free activities means participating in local events or attractions without cost. Cartagena offers many parks and cultural celebrations that are free to the public. The Colombian Ministry of Culture (2022) states that engaging in free community activities can promote cultural appreciation and social interactions.
Seek Local Discounts: Seeking local discounts involves inquiring about student or resident deals on attractions and services. Local businesses often provide discounts to attract community support. A 2023 report from the International Business Association highlights that leveraging discounts can enhance community engagement and financial savings.

Implementing these budgeting tips can significantly enhance your financial stability while enjoying life in Cartagena.

Where Can You Find Affordable Housing and Good Deals in Cartagena?

You can find affordable housing and good deals in Cartagena by exploring several key areas. Start by considering neighborhoods such as El Laguito or Bocagrande, known for more reasonable prices. Use local real estate websites to discover listings. Websites like OLX and Encuentra24 often showcase rental options. Check out local Facebook groups focused on real estate. These groups frequently share deals that may not be listed elsewhere. Visit local property rental offices for direct inquiries; they often have exclusive deals. Additionally, explore areas that are slightly outside the city center. These neighborhoods typically offer lower prices while still providing access to amenities. Always negotiate rent prices; landlords may lower them, especially for longer lease terms. By taking these steps, you can effectively find affordable housing in Cartagena.

What Are Some Inexpensive Entertainment Options in Cartagena?

Cartagena offers numerous inexpensive entertainment options for locals and tourists. You can enjoy cultural activities, outdoor attractions, and community events without significant costs.

Explore the Old City
Visit Free Beaches
Attend Local Festivals
Enjoy Street Performances
Walk Through Mercado de Bazurto

To dive deeper, we examine each of these options to understand their appeal and significance.

Explore the Old City: Exploring the Old City of Cartagena actively involves walking through its historic streets and admiring colonial architecture. This UNESCO World Heritage Site is rich in history and culture. You can appreciate landmarks like the San Felipe de Barajas Castle and the beautiful Plaza Santo Domingo without an entry fee. Local guides often offer free walking tours, enhancing your experience.
Visit Free Beaches: Visiting free beaches such as Playa de Bocagrande allows individuals to enjoy the sun and sea without an entry fee. These beaches are public spaces, making them accessible to everyone. You can relax on the sand, swim in the Caribbean Sea, or engage in beach volleyball. Popular beach activities like sunbathing and picnicking do not incur costs.
Attend Local Festivals: Attending local festivals, such as the Feria del Libro, is an excellent way to engage with the community. These events celebrate literature, art, music, and dance. Many are free to the public and feature live performances, workshops, and exhibitions. They foster a sense of community and showcase Colombian culture.
Enjoy Street Performances: Enjoying street performances in areas like the Plaza de los Coches actively contributes to a vibrant atmosphere. Local artists often display their talents through music, dance, and art. These performances are generally free, and donations are appreciated. Engaging with artists can provide insight into Colombian culture and create memorable experiences.
Walk Through Mercado de Bazurto: Walking through Mercado de Bazurto offers a glimpse into local life. This bustling market is filled with colorful stalls selling fresh produce, spices, and crafts. While you may be tempted to sample local foods, many visitors enjoy the vibrant atmosphere and cultural exchange without purchasing anything. It’s an excellent way to learn about Cartagena’s culinary and cultural heritage.

These entertainment options reflect the rich culture and vibrant community of Cartagena. Exploring them can provide meaningful experiences without a significant financial burden.

How Do Lifestyle Factors Affect the Cost of Living in Cartagena?

Lifestyle factors significantly impact the cost of living in Cartagena by influencing housing expenses, food prices, transportation costs, and leisure activities.

Housing expenses: The choice of neighborhood and type of accommodation greatly affects rent prices. Affluent areas tend to have higher rents. According to Numbeo (2023), rental prices in central Cartagena can be up to 30% higher than in outer districts. This reflects both the demand for prime locations and the amenities offered.

Food prices: Dietary habits and preferences shape food costs. Eating out at local markets is often cheaper than dining in restaurants. A study by the Colombian National Administrative Department of Statistics (DANE, 2022) noted that households that frequently purchase street food save about 20-25% on food expenses compared to those who eat primarily in restaurants. Additionally, local cuisine, which tends to use locally sourced ingredients, can reduce overall grocery bills.

Transportation costs: The mode of transportation affects monthly expenses. Public transportation in Cartagena, such as buses, is affordable but may be less convenient. A report from the Colombia Urban Transport Study (2022) indicated that monthly public transport costs average around 50,000 COP (Colombian Pesos), while owning a car can significantly increase expenses due to fuel, parking, and maintenance.

Leisure activities: Lifestyle choices dictate how much is spent on entertainment. Engaging in local cultural events and activities is often more affordable than international options. According to the Cartagena Cultural Foundation (2023), attending local festivals can cost as little as 15,000 COP per entry, whereas international concerts can exceed 200,000 COP, thus impacting the overall budget.

In summary, housing location, dietary choices, transportation preferences, and leisure activities significantly influence the cost of living in Cartagena. Adjusting these lifestyle factors can help individuals manage their expenses more effectively.

What Local Amenities Influence Monthly Living Expenses in Cartagena?

Local amenities significantly influence monthly living expenses in Cartagena. These amenities include factors like housing, transportation, healthcare, and recreation options.

Housing costs
Transportation options
Healthcare services
Recreational facilities
Grocery prices
Utility expenses

Understanding these local amenities provides insight into the overall cost of living in Cartagena. Each element impacts residents’ quality of life and budget in different ways.

Housing Costs: Housing costs in Cartagena vary widely. Rental prices depend on the neighborhood, size, and condition of the property. For instance, areas like Bocagrande are pricier due to their beachfront location. A study by Numbeo in 2023 highlights that the average monthly rent for a one-bedroom apartment in Bocagrande can reach approximately $600, whereas similar accommodations in less touristy areas may cost around $300.
Transportation Options: Cartagena offers diverse transportation options, which affect monthly expenses. Public buses, taxis, and ride-sharing services like Uber are available. According to local transport studies, a one-way ticket on public transport costs around $0.60. Conversely, frequent taxi use can considerably increase expenses. Residents often weigh the convenience against the cost.
Healthcare Services: The quality and availability of healthcare services can impact monthly living expenses. Cartagena has both public and private healthcare facilities. Tony Montoya, a healthcare economist, suggests that private medical care in Cartagena may be more affordable compared to many cities in the United States. Monthly health insurance premiums can range from $50 to $150, depending on coverage levels.
Recreational Facilities: Recreational facilities, including gyms, parks, and cultural activities, contribute to living expenses. Accessing public parks is generally free. However, gym memberships may cost between $25 and $50 per month. This factor influences lifestyle choices and overall well-being.
Grocery Prices: Grocery prices reflect local availability and demand for certain products. Markets in Cartagena often sell fresh produce at reasonable prices. A 2023 report from the World Bank indicates that typical grocery costs for a single person range from $150 to $300 monthly. Imported goods can be more expensive.
Utility Expenses: Utility expenses include electricity, water, gas, and internet. Average monthly utility costs for a standard apartment typically range from $100 to $200. Energy costs fluctuate based on usage and efficiency. Local energy sources like hydroelectricity help keep these costs moderate compared to other regions.

Considering these factors offers a holistic view of how local amenities shape monthly living expenses in Cartagena. Each element is interrelated and affects the overall financial landscape for residents.

Related Post: