Liability Insurance in Car Rental in Europe: Coverage, Requirements, and CDW Explained

In Europe, liability insurance is included in car rental fees, as required by EU law. This insurance offers coverage for third-party injury or damage. Car rental agencies must provide at least the minimum statutory requirements, ensuring renters have vital protection in case of accidents involving others.

Additionally, many rental companies offer Collision Damage Waiver (CDW). CDW limits the financial liability of renters in case of damage to the rental vehicle. However, it may come with a deductible, which is the amount the renter must pay before insurance coverage kicks in. Renters should review the terms of CDW carefully. Understanding the scope of both liability insurance and CDW can help renters make informed choices.

Next, we will explore additional insurance options available for car rentals in Europe. These options can complement liability insurance and CDW, ensuring comprehensive coverage during your travels. It is essential to know which add-ons may best suit your needs for a worry-free rental experience.

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