Yes, you can redeem Southwest Airlines Rapid Rewards points, but not for cash directly. You can use the Cash + Points option to buy flights. You can also convert eligible purchases into statement credits. However, you cannot exchange points for cash in any other way. Members can also use points to cover certain fees, such … Read more

You can live comfortably on $50,000 a year, but it depends on your location and lifestyle. In costly areas like New York City, this income may be difficult. However, many people manage their household budgets effectively and enjoy a good quality of life in more affordable places, especially coastal cities. Quality of life also hinges … Read more

To save on flights, book at least 30-45 days in advance. Fly on weekdays or Sundays for cheaper rates. Use airline miles or credit card points for discounts. Set up Google Alerts to monitor fare changes. Avoid peak travel periods and consider one-way flights for better deals. Utilizing flight comparison websites is another effective strategy. … Read more

65,000 Delta SkyMiles are worth about $728, according to WalletHub. You can increase this value by using miles for award flights to over 300 destinations. Generally, Delta SkyMiles are valued at 1.2 cents each. Don’t forget to account for credit card bonuses and various redemption options. To unlock rewards, first, consider your travel goals. Look … Read more

Chase announced that, from July 1, 2024, cardmembers of the Sapphire Reserve, J.P. Morgan Reserve, and Ritz-Carlton Credit Card will no longer have access to restaurants, cafes, and markets through Priority Pass. This change removes dining benefits for these cardmembers. The impact on Chase cardholders will likely vary. Some may feel frustrated by the removal … Read more

The Chase Freedom Unlimited offers 1.5% cash back on all purchases, 3% on dining, and 5% on travel. The Chase Freedom Rise targets beginners and needs good credit habits for upgrade options. Both cards have foreign transaction fees but provide valuable cash back benefits and sign-up bonuses suited to their audiences. In contrast, Chase Freedom … Read more

The cost of living varies by country, measured in USD. For example, Luxembourg has a high cost of $6,998 monthly. In contrast, China and India have lower costs, at $656 and $429, respectively. Key factors include purchasing power and average income, which affect lifestyle affordability. In 2025, factors influencing the cost of living may include … Read more

The average cost of living for retirees was around $50,000 per household in 2021, according to the U.S. Bureau of Labor Statistics. This amount is below the national average of $63,000 for all households. Key expenses for retirees include housing, healthcare, and food, essential for smart financial planning and budgeting in retirement. Understanding state comparisons … Read more

The cost of living in Ghana usually varies from $100 to $200 per month. This amount covers basic expenses like rent, groceries, and utilities. For example, if rent costs $500, plan to spend around $30 to $50 weekly on groceries. Keep in mind the exchange rate for precise budgeting. Food costs also contribute to the … Read more

The cost of living in Malta is about 39% lower than in the United States. When excluding rent, U.S. costs are 23.7% higher. Including rent, they are 33.1% higher. Malta has lower average costs for groceries, clothing, and transportation. Overall, Malta is a more cost-effective choice for living. Groceries are also more affordable in Malta … Read more